Compare total costs including utilities, factor in privacy benefits and not having to share common areas with housemates. Consider whether the studio's location, amenities, and independence justify potentially higher costs than a room rental. Think about your lifestyle preferences and need for personal space.
Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
Report common area issues like lift problems, lighting, or pest control to the town council. For unit-specific issues, coordinate with your landlord first. Understand which maintenance falls under town council responsibility versus landlord/tenant responsibility. Keep town council contact information handy for emergencies.
Condo deliveries are usually held by security when you’re out. Couriers drop packages at the guardhouse or concierge instead of outside your door. You’ll be notified when something arrives so you can collect it. This keeps parcels secure, but you will need to pick them up from the guard post.
Establish clear common area rules and assign personal storage spaces in each bedroom. Use the third bedroom strategically - as a study, guest room, or helper's quarters. Create a household schedule for shared spaces like bathrooms and kitchen. Consider installing additional hooks and organizers in common areas to prevent clutter.
Generally, HDB flats are most affordable, condominiums cost 30-50% more than comparable HDB units, and landed houses are the most expensive. However, prices vary significantly by location - a prime location HDB might cost more than a suburban condo. Factor in additional costs like condo maintenance fees, landed house utilities, and transport expenses when comparing total housing costs.
Make sure all friends are named on the lease so everyone is equally responsible. Agree clearly on how to split rent and bills, and set basic house rules early on to avoid misunderstandings. Also decide what happens if someone moves out before the lease ends, since you’re all responsible together.
HDB has ethnic integration policies that may affect room rentals. Some HDB flat owners can only rent to tenants of certain ethnic groups to maintain racial balance in the block. This is a government policy, not discrimination. Ask landlords upfront about any restrictions and understand it's about maintaining community diversity, not personal preference.
