Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
Landed properties typically have higher utility costs due to size, multiple levels, and outdoor areas. Understand how water, electricity, and gas are metered, whether outdoor lighting or water features affect costs, and if there are separate meters for different areas. Budget accordingly for potentially significant utility expenses.
Use the additional space for a work area, reading nook, or exercise space. Consider whether you need all the space for bedroom functions or can create multiple zones. The extra room allows for larger furniture pieces, more storage, or simply a less cramped living environment.
Landed houses often have higher utility consumption due to larger spaces and multiple floors. Air-conditioning costs can be significant with bigger rooms and common areas. Water usage may be higher with garden watering. Discuss how utilities are split among housemates and whether there are caps or guidelines for usage to avoid bill shock.
Ground floor units offer easy access without lift dependency, convenient for moving furniture or groceries, and potential for small gardens or patios. However, they may have less privacy, more noise from foot traffic, and security concerns. High floor units provide better views, more privacy, less noise, and better ventilation, but depend on lift access and may be less convenient for daily errands.
Master rooms typically consume more electricity due to larger space and ensuite bathroom usage. You'll likely run air-con longer, use more lighting, and the ensuite adds water heating costs. Discuss with housemates whether utility splitting accounts for room size differences or if everyone pays equally regardless of consumption.
Corner units typically offer better ventilation, more natural light, additional windows, and sometimes larger layouts. They may also have less shared walls with neighbors, providing more privacy. However, they might be more expensive and could be noisier if facing main roads or having more external exposure.
Landed houses often have helper's quarters or space for live-in domestic help. Clarify with your landlord whether you can employ helpers, if there are designated helper areas, and what additional costs or responsibilities this entails. Understand helper accommodation standards, work permit requirements, and whether helper facilities like separate bathrooms or kitchens are included in your rental.
