Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
HDB flats open onto a common corridor. If your unit is along a corridor with neighbors walking by, you might need to keep your gates or curtains closed at times for privacy. Corner or end units offer a bit more seclusion since fewer people pass your door. When viewing a flat, notice the corridor layout – if the windows or door face a busy walkway, plan on using curtains/blinds for privacy. It’s a different feel from a private condo, but most residents get used to it.
Generally, yes. Landed homes are often in quieter residential areas, so public transport might be a longer walk away. If you don’t drive, check how close the nearest bus stop or MRT is. You’re gaining a quiet environment but giving up some convenience of easy transport access.
HDB has ethnic integration policies that may affect room rentals. Some HDB flat owners can only rent to tenants of certain ethnic groups to maintain racial balance in the block. This is a government policy, not discrimination. Ask landlords upfront about any restrictions and understand it's about maintaining community diversity, not personal preference.
You need to plan beyond just monthly rent. Budget for your security deposit, utility bills (electricity, water, gas), internet, and any regular maintenance or air-con servicing costs. Also factor in moving expenses and possible agent fees.
Ask about work schedules, sleep schedules, social habits, cleanliness, and how issues are handled. If one of you is very neat and the other more casual, it could cause friction. Observe fridge organization, sink state, and bathroom tidiness during viewing. Look for someone whose daily routine and approach to shared living align well with yours. Trust your instincts – feeling comfortable with their personality is a good sign.
Expect a quieter, more suburban lifestyle with potentially longer commutes to city centers. You'll have more space and privacy but fewer nearby amenities compared to HDB or condo living. The pace is generally slower, with more responsibility for property upkeep. Consider whether you prefer the space and tranquility over urban convenience and connectivity.
Expect practical living with access to eateries, clinics, and everyday services nearby. Community spaces encourage casual interaction. Focus on block cleanliness, lift reliability, and nearby shops. Daily errands are usually straightforward without needing long travel or planning.