Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
Factor in daily transport costs to work, not just rent. A cheaper rental far from MRT might cost more overall with daily taxi/grab rides. Consider monthly transport passes, peak hour surcharges, and travel time value. Properties near MRT stations command higher rent but offer convenience and cost savings. Calculate your total monthly housing + transport budget realistically.
Verify the main tenant has landlord approval to sublet by asking to see the original lease agreement. For HDB rooms, check that the flat meets minimum occupancy requirements and ethnic quota rules. Ensure the person renting to you is actually authorized - meet them in person and verify their identity. Get everything in writing including house rules, deposit terms, and notice periods. Be wary of cash-only transactions or reluctance to provide documentation.
Scan for groceries, eateries, clinics, and childcare nearby. Check sheltered walkways and bus stops. If you exercise outdoors, look for simple parks and fitness corners. Everyday errands become easier when essential services are within a short, comfortable stroll.
Communicate openly about issues before they escalate, respect shared spaces, be considerate with noise and cleanliness, and contribute fairly to household expenses. Participate in house meetings, be flexible with compromises, and remember that small gestures like shared meals can build positive relationships.
Compare price per square foot with similar units, factor in included utilities and amenities, and consider location convenience. A slightly higher rent might be worth it for better layout, natural light, or building facilities. Consider long-term costs like transportation and whether the space meets your actual needs.
Compare total costs including utilities, factor in privacy benefits and not having to share common areas with housemates. Consider whether the studio's location, amenities, and independence justify potentially higher costs than a room rental. Think about your lifestyle preferences and need for personal space.
Renting a whole unit suits those who value privacy and space. It’s ideal for families, couples, or a group of friends who want the whole place to themselves. You can use and arrange the home as you wish, but you also shoulder full responsibility for rent, bills, and maintenance.