If you’re thinking about renting a home in Singapore, you’ll often see two main options: HDB flats and condos. Both can be great places to live, depending on your budget, lifestyle, and how much privacy you want. This guide explains the main differences in simple terms so you can choose what fits you best.
HDB and condo, in simple terms
HDB flats
HDBs are public housing apartments built and managed by Singapore’s Housing & Development Board. Even though they’re called “public housing,” most are clean, well-kept, and lived in by owners who can legally rent them out after staying for a few years (this is called the Minimum Occupation Period or MOP).
HDB towns are found all over Singapore and are usually close to hawker centres, markets, and MRT stations. Renting an HDB flat usually gives you more space for less money, and you’ll be surrounded by a friendly, everyday community.
Condominiums (condos)
Condos are private apartments built by developers. They come with shared facilities such as swimming pools, gyms, BBQ areas, and 24-hour security. Condos often have a quieter and more private feel. They’re also found across the island — in both city and suburban areas — but the rent is usually higher, especially for newer or more central projects. Condos are popular among renters who want convenience and comfort in one place.
Quick comparison
| Factor | HDB rental | Condo rental |
|---|---|---|
| Price | Lower for similar size/location | Higher for similar size/location |
| Facilities | Basic (public parks, nearby gyms) | On-site pool, gym, BBQ, security |
| Privacy | Thinner walls, closer neighbours | More privacy; gated compounds |
| Minimum lease | 6 months | 3 months |
| Rules | Clear HDB policies; house rules vary | Building management rules (renovation hours, balcony use, etc.) |
| Pets | Strict (no cats; small dogs only) | Varies by condo management |
| Vibe | Heartland, community feel | Self-contained, resort-style feel |
Costs — and what really affects rent
Several things can change how much rent you’ll pay:
- How near you are to the MRT or city: Homes closer to train stations, schools, or work areas cost more. Even a few minutes’ walk can change the price.
- Age and condition: Newer condos or freshly renovated flats are more expensive. Older HDBs that are well-kept can be great value.
- Furniture and appliances: Fully furnished homes cost more. If you already own furniture, a partly furnished unit can help you save.
- How popular the area is: If many units in the same area are available, you might be able to negotiate a lower price.
- Lease length: Shorter leases often mean higher monthly rent, since landlords prefer longer-term tenants.
How living actually feels
HDB rentals
An HDB flat gives you good space at a fair price. Food centres, supermarkets, clinics, and parks are usually nearby. The area feels lively and neighbourly, and you’ll often see familiar faces. However, some flats are older, so you might hear noise from next door or have to share bathrooms if you rent a room.
Condo rentals
A condo offers more privacy and comfort. You get security, pools, gyms, and often your own bathroom. Most condos are modern, but rooms can be smaller than HDB flats. It’s a good choice if you like peace, quiet, and everything you need inside one compound.
Rules worth knowing
- Minimum stay: Condos can’t be rented for less than 3 months. HDB rentals must be at least 6 months.
- How many people can stay: Both HDBs and condos have limits on the number of tenants allowed.
- Pets: HDBs don’t allow cats and only certain small dogs. Condos set their own pet rules — always check first.
- House rules: Condos may have fixed quiet hours or require booking the lift when you move in.
- Roommates or subletting: Always get your landlord’s permission if someone new is moving in.
Who should pick what
Choose HDB if you want:
- More space for your money
- A lively neighbourhood with shops and food nearby
- Lower monthly costs
- A simple, community feel
Choose condo if you want:
- Facilities like pools, gyms, and security
- More privacy and quieter surroundings
- A modern, ready-to-move-in home
- A shorter or easier commute
Bottom line
If you want value and convenience, an HDB rental is often the smarter choice. If you prefer privacy, comfort, and on-site facilities, a condo might be worth the extra cost.
There’s no single “best” option — it’s about what fits your lifestyle, budget, and daily routine.
Check out HDB flats or condos on Hozuko to get a better feel of the difference.