You need to plan beyond just monthly rent. Budget for your security deposit, utility bills (electricity, water, gas), internet, and any regular maintenance or air-con servicing costs. Also factor in moving expenses and possible agent fees.
Go furnished for convenience and lower upfront setup, but inspect furniture condition and note wear expectations. Choose unfurnished for flexibility and hygiene control, factoring in delivery time, storage needs, and the effort to move items at lease end. It really depends on whether you have furniture and want to customize the space or prefer a move-in-ready setup.
Aside from rent, you cover all ongoing costs. Budget for utilities (electricity, water, gas if any) and internet each month. If the unit has air-con, plan for regular servicing. You’re also responsible for minor maintenance like replacing light bulbs or filters. Basically, all household bills and upkeep fall to you.
Agree which tasks are tenant responsibilities, like light bulbs and basic filters, versus landlord duties. Report issues early and follow the preferred contact channel. Keep receipts and before-after photos so reimbursements or approvals remain straightforward later.
Not all HDB blocks have lifts on every floor. In some older blocks, the lift may stop only on certain levels, meaning you’d need to take the stairs for a floor or two. Check if the flat’s floor has direct lift access for convenience, especially if you have lots to carry or anyone with mobility issues. (Newer blocks usually have lifts on every floor.)
No private pools or gyms, but you’ll find community clubs, sports centres, and public pools nearby. Many tenants prefer the neighbourhood feel and everyday convenience.