Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
Condos have by-laws residents must follow. Common rules cover noise (quiet hours), visitor sign-ins, proper garbage disposal, and use of shared facilities. Ask your landlord about any specific condo rules. Abiding by them will keep you out of trouble with management and neighbors.
Generally, HDB flats are most affordable, condominiums cost 30-50% more than comparable HDB units, and landed houses are the most expensive. However, prices vary significantly by location - a prime location HDB might cost more than a suburban condo. Factor in additional costs like condo maintenance fees, landed house utilities, and transport expenses when comparing total housing costs.
You can use a spare bedroom in many ways. It could be your home office or study, a guest room for visitors, or even a hobby room. Some people turn the extra room into a walk-in closet or extra storage. Essentially, it's bonus space you can adapt to your needs.
Void decks host community events, celebrations, and sometimes funeral wakes that can create noise and activity. Lower floor rooms may be more affected by these activities. While these are part of HDB community life, understand the typical schedule and duration of events, and plan accordingly for noise-sensitive activities like sleep or work calls.
Aside from rent, you cover all ongoing costs. Budget for utilities (electricity, water, gas if any) and internet each month. If the unit has air-con, plan for regular servicing. You’re also responsible for minor maintenance like replacing light bulbs or filters. Basically, all household bills and upkeep fall to you.
Address excessive utility usage diplomatically but firmly. Document patterns with photos of meter readings or bills showing spikes. Propose individual monitoring solutions like smart plugs for high-energy appliances or separate air-con timers. Consider splitting bills proportionally based on actual usage rather than equally. If direct conversation fails, involve the landlord to mediate or implement individual metering systems.
Popular facilities like BBQ pits, function rooms, and tennis courts often require advance booking and may have peak time restrictions. Weekend slots fill up quickly, especially for BBQ areas. Some facilities have time limits or cleaning deposits. Download the condo's app or check with management about booking procedures, cancellation policies, and any additional charges for facility usage.
