Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
Usually, but not always. Some ‘master’ rooms share a bathroom. Confirm if it’s attached, exclusive, and ventilated, and check water pressure, heater type, and any morning queue issues.
HDB units offer excellent value for families with practical layouts and nearby amenities like schools, clinics, and childcare. The strong community environment provides social support networks. Playgrounds and void decks offer safe spaces for children. However, consider space constraints in newer flats and noise from neighbors due to closer proximity than landed houses.
Studios are energy-efficient to cool with one air-con unit covering the entire space. However, cooking heat and humidity affect the whole living area immediately. Good ventilation becomes crucial - ensure windows open for cross-ventilation and the kitchen has effective exhaust. Consider the orientation and whether the unit gets direct sunlight, which can make small spaces uncomfortably warm.
Master rooms cost more because they’re typically the largest room and come with an attached bathroom. You’re paying a premium for the extra space, privacy, and convenience. They may also get better wardrobes, windows, and layout. Premiums vary by location, building type, and whether utilities are included.
For multiple generations, prioritize accessibility and privacy. Make sure one bedroom for grandparents is easy to reach (no stairs) and near a bathroom. A 4-bedroom with a second en-suite (junior master) is ideal to give older parents their own space. Ensure there's plenty of common area for family gatherings, but also enough rooms or corners for privacy when needed. That way, everyone has a comfortable room and nobody feels cramped.
Landed houses often have helper's quarters or space for live-in domestic help. Clarify with your landlord whether you can employ helpers, if there are designated helper areas, and what additional costs or responsibilities this entails. Understand helper accommodation standards, work permit requirements, and whether helper facilities like separate bathrooms or kitchens are included in your rental.
Condo management committees can make decisions about facility usage, renovation rules, and additional charges that affect tenants. While you can't vote, stay informed about upcoming decisions through your landlord. Major changes like facility closures or new rules may impact your rental experience. Good landlords will communicate these changes and their implications.