Generally, HDB flats are most affordable, condominiums cost 30-50% more than comparable HDB units, and landed houses are the most expensive. However, prices vary significantly by location - a prime location HDB might cost more than a suburban condo. Factor in additional costs like condo maintenance fees, landed house utilities, and transport expenses when comparing total housing costs.
You’ll likely enjoy space, privacy, and potential outdoor areas. You won’t share walls or floors with neighbors, so noise is less of an issue. It suits families, pet owners, or hobbies needing storage. In return, expect more maintenance involvement. Clarify responsibilities for gardens, drains, and exterior checks before signing the agreement.
Furnished units have basic furniture and appliances provided, so moving in is easy but inspect condition and note what’s included. Unfurnished units come empty, meaning you must furnish the place yourself. It’s more work upfront, but you get to decorate it your way. Consider delivery logistics, lift bookings, storage needs, and whether you’ll keep or sell items at lease end.
Condos have by-laws residents must follow. Common rules cover noise (quiet hours), visitor sign-ins, proper garbage disposal, and use of shared facilities. Ask your landlord about any specific condo rules. Abiding by them will keep you out of trouble with management and neighbors.
Check all door and window seals, clear gutters and drains, and ensure proper drainage around the house. Test sump pumps if present and know where water shut-offs are located. Prepare sandbags or flood barriers if the area is prone to flooding. Trim overhanging branches that could fall during storms and secure outdoor furniture.
HDB has ethnic integration policies that may affect room rentals. Some HDB flat owners can only rent to tenants of certain ethnic groups to maintain racial balance in the block. This is a government policy, not discrimination. Ask landlords upfront about any restrictions and understand it's about maintaining community diversity, not personal preference.
Run taps and flush toilets to check water pressure (and watch for leaks). Turn on lights, fans, and air-con to ensure they work. Test any provided appliances as well. Check walls and ceilings for water stains or mold. Note any problems and have the landlord address them before move-in. Photograph any defects and attach them to the inventory to avoid end-lease disputes.
Check the corridor and lift situation. If it’s a common corridor, people pass right by your door or window, affecting privacy. Corner units are quieter. Also see if the lift stops on your floor (some older blocks don’t), as you might need to take stairs if not.