Landed houses offer more space and privacy but require different daily routines, potentially higher maintenance awareness, and different security considerations. You might have more outdoor responsibilities, different neighbor relationships, and need to manage larger spaces. Consider whether the lifestyle change aligns with your preferences and capabilities.
Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
Generally, HDB flats are most affordable, condominiums cost 30-50% more than comparable HDB units, and landed houses are the most expensive. However, prices vary significantly by location - a prime location HDB might cost more than a suburban condo. Factor in additional costs like condo maintenance fees, landed house utilities, and transport expenses when comparing total housing costs.
Yes – condos strictly limit renovation noise to certain hours. Loud work (like drilling) is only allowed on weekday daytimes (no noisy construction at night or on Sundays). Any repairs or renovation you plan must also be scheduled within the allowed daytime hours.
Singapore's diverse rental market means you'll likely live with people from different cultures. Be open-minded about different cooking styles, religious practices, and lifestyle habits. Establish ground rules early about shared spaces, food storage, and cultural celebrations. Respect dietary restrictions and prayer times. This diversity can be enriching if approached with understanding and clear communication.
Not all HDB blocks have lifts on every floor. In some older blocks, the lift may stop only on certain levels, meaning you’d need to take the stairs for a floor or two. Check if the flat’s floor has direct lift access for convenience, especially if you have lots to carry or anyone with mobility issues. (Newer blocks usually have lifts on every floor.)
Yes, definitely. With four bedrooms, you probably have a spare room that can become an office or hobby space. It’s common to turn the extra room into a study, art studio, home gym, etc. You don’t have to use all bedrooms for sleeping. Furnish that room for its purpose (desk, shelves, workout gear, etc.). If needs change, you can turn it back into a bedroom, but it’s great to have that flexibility.
Furnishing a 4-bedroom requires more furniture (beds, sofas, tables, etc.), so budget and plan accordingly. You can furnish gradually room by room. Cleaning is also a bigger job – more floor space, more bathrooms, more surfaces to wipe. Expect to spend extra time on chores or consider hiring help. It's wise to clean in zones (a room or area each day) so it's manageable.
