Aside from rent, you cover all ongoing costs. Budget for utilities (electricity, water, gas if any) and internet each month. If the unit has air-con, plan for regular servicing. You’re also responsible for minor maintenance like replacing light bulbs or filters. Basically, all household bills and upkeep fall to you.
Landed houses offer more space but lack condo facilities. You’ll likely get a bigger room and maybe a garden or yard to enjoy. However, you won’t have amenities like a pool or gym on-site. It’s a balance: more personal space and privacy in exchange for not having shared facilities.
Generally, yes. Landed homes are often in quieter residential areas, so public transport might be a longer walk away. If you don’t drive, check how close the nearest bus stop or MRT is. You’re gaining a quiet environment but giving up some convenience of easy transport access.
Scan for groceries, eateries, clinics, and childcare nearby. Check sheltered walkways and bus stops. If you exercise outdoors, look for simple parks and fitness corners. Everyday errands become easier when essential services are within a short, comfortable stroll.
Not all HDB blocks have lifts on every floor. In some older blocks, the lift may stop only on certain levels, meaning you’d need to take the stairs for a floor or two. Check if the flat’s floor has direct lift access for convenience, especially if you have lots to carry or anyone with mobility issues. (Newer blocks usually have lifts on every floor.)
With multiple rooms and potentially multiple air-con units, electricity costs can be substantial. Consider zoned cooling - only cool rooms that are in use. LED lighting throughout the unit reduces electricity consumption. If sharing with others, discuss fair splitting of utilities based on actual usage patterns rather than equal division.
Use multi-functional furniture like storage beds, extendable dining tables, and wall-mounted desks. Create defined zones with room dividers or furniture placement. Utilize vertical storage, under-stair spaces, and consider whether the living area can double as a workspace or guest room when needed.
Look for layouts where bedrooms don't directly face each other for better privacy. Check if both bedrooms have windows for natural light and ventilation. Consider whether the kitchen is open or closed to the living area - open kitchens feel spacious but cooking smells spread. Ensure there's adequate storage throughout the unit, not just in bedrooms.