Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
Generally, HDB flats are most affordable, condominiums cost 30-50% more than comparable HDB units, and landed houses are the most expensive. However, prices vary significantly by location - a prime location HDB might cost more than a suburban condo. Factor in additional costs like condo maintenance fees, landed house utilities, and transport expenses when comparing total housing costs.
Older HDB flats are usually more spacious but come with age. They might have older fittings and be a bit more worn, and some can get warm if they lack modern ventilation or insulation. Newer flats have updated interiors and designs, but they often trade off some space – rooms and living areas might be smaller. Think about whether you prefer the extra room of an older flat (and don’t mind a bit of old-school charm) or the fresh finish of a newer, albeit cozier, flat.
Condos have security and access controls. You’ll get a resident card or fob for gates and lifts. Visitors usually need to sign in at the guardhouse, and you might have to approve them. Know your condo’s guest procedure so friends can visit smoothly.
Yes, but requires planning. The separate bedroom allows one person to sleep while the other works or watches TV in the living area. Consider blackout curtains and sound management. Some couples prefer open-plan studios for togetherness, while others need the bedroom separation for different sleep schedules or work-from-home arrangements.
A common bedroom (smaller room without attached bath) is usually a fit for single renters who want a more budget-friendly option. You’ll trade privacy for affordability, so focus on good housemate fit, clear rules, and a layout that gives you a calm place to unwind.
Check that the kitchen has adequate ventilation to prevent cooking smells from overwhelming the living space. Ensure sufficient counter space for meal prep and storage for kitchen essentials. Look for a proper range hood and consider the proximity to your sleeping area. Some studios have kitchenettes with limited cooking capabilities - confirm this meets your culinary needs.
Yes, condo facilities often have rules and booking systems. For example, certain amenities like the BBQ pit or function room must be reserved with management in advance. These facilities also have specific rules like fixed time limits and cleanup requirements. Meanwhile, the pool or gym generally don’t require booking, but they have set hours and basic usage guidelines.