Make sure all friends are named on the lease so everyone is equally responsible. Agree clearly on how to split rent and bills, and set basic house rules early on to avoid misunderstandings. Also decide what happens if someone moves out before the lease ends, since you’re all responsible together.
Generally, HDB flats are most affordable, condominiums cost 30-50% more than comparable HDB units, and landed houses are the most expensive. However, prices vary significantly by location - a prime location HDB might cost more than a suburban condo. Factor in additional costs like condo maintenance fees, landed house utilities, and transport expenses when comparing total housing costs.
While landlords pay maintenance fees directly, these costs often influence rental prices. Understand what facilities and services these fees cover, as higher fees might mean better maintenance and amenities. Ask about any special assessments or major repair works that might affect the building during your tenancy.
HDB flats typically offer more space and functional layouts for the price. You’ll likely appreciate everyday conveniences nearby. Focus on block condition, lift reliability, and airflow. If you value community feel and straightforward living, HDB can be a comfortable fit.
Ventilation and sunlight can make a small room feel more comfortable and livable. Natural light makes the space feel more open and pleasant, and it can even improve your mood. See if it has a window that opens to outdoors (and not just into a corridor or airwell). Good ventilation and light are key for your daily comfort in that space.
Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
Equal split is common, but consider room size differences and individual usage patterns. Master bedroom tenants might pay slightly more due to ensuite usage and larger space. Track air-con usage if one person uses it significantly more. Some roommates prefer separate electricity meters or smart plugs to monitor individual consumption for fairer billing.
HDB units offer excellent value for families with practical layouts and nearby amenities like schools, clinics, and childcare. The strong community environment provides social support networks. Playgrounds and void decks offer safe spaces for children. However, consider space constraints in newer flats and noise from neighbors due to closer proximity than landed houses.