Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
HDB rooms often have simpler finishes and fewer shared facilities but practical layouts and solid walls. You’ll trade pools or gyms for straightforward convenience. Prioritize block condition, elevator access, and nearby amenities over lifestyle facilities you won’t use.
Master rooms cost more because they’re typically the largest room and come with an attached bathroom. You’re paying a premium for the extra space, privacy, and convenience. They may also get better wardrobes, windows, and layout. Premiums vary by location, building type, and whether utilities are included.
Yards need care. Ask if the landlord handles gardening or if tenants must do it. You might be expected to do basics like watering plants or mowing the lawn. If you share the house, agree on a plan so the outdoor space is maintained without overburdening anyone.
Look for sun exposure, corridor traffic, and window seals. Older blocks may show wear, so check for water stains, spalling, and musty smells. Test airflow with windows open and closed to understand heat buildup and ventilation effectiveness.
Look for termite trails, droppings, and swollen wood. Check ceilings and corners for water stains and bubbling paint. Outside, inspect gutters and downpipes after rain. Ask about previous treatments and how quickly issues are handled when reported.
Check the corridor and lift situation. If it’s a common corridor, people pass right by your door or window, affecting privacy. Corner units are quieter. Also see if the lift stops on your floor (some older blocks don’t), as you might need to take stairs if not.
Master rooms typically consume more electricity due to larger space and ensuite bathroom usage. You'll likely run air-con longer, use more lighting, and the ensuite adds water heating costs. Discuss with housemates whether utility splitting accounts for room size differences or if everyone pays equally regardless of consumption.
