Landed houses may require additional insurance considerations due to ground-level access, gardens, and potential flooding risks. Check if your landlord's insurance covers tenant belongings and liability for accidents on the property. Consider additional coverage for valuable items and personal liability, especially if you have guests using outdoor areas or pools.
Be wary of listings with prices significantly below market rate, requests for payment before viewing, or landlords who can't meet in person. Verify ownership through property records if possible. Never transfer large sums without seeing the property and meeting the actual landlord or authorized agent. Use secure payment methods and get proper receipts for all transactions.
For kids, safety is key. Look for window grilles or child locks if you’re in a high-rise. If there’s a balcony, ensure it’s safe (you might add netting or grilles). Choose rounded furniture edges and secure bookshelves. A simple toy storage system keeps clutter controlled and reduces tripping hazards during busy mornings.
Check all door and window seals, clear gutters and drains, and ensure proper drainage around the house. Test sump pumps if present and know where water shut-offs are located. Prepare sandbags or flood barriers if the area is prone to flooding. Trim overhanging branches that could fall during storms and secure outdoor furniture.
Generally, HDB flats are most affordable, condominiums cost 30-50% more than comparable HDB units, and landed houses are the most expensive. However, prices vary significantly by location - a prime location HDB might cost more than a suburban condo. Factor in additional costs like condo maintenance fees, landed house utilities, and transport expenses when comparing total housing costs.
Consider your family's growth plans and changing needs over the lease period. Evaluate room sizes for current and future occupants, proximity to schools and family-friendly amenities, and whether the layout supports aging in place. Factor in the total cost of ownership including utilities, maintenance, and potential rent increases. Choose a location that balances space needs with commute convenience and community resources.
Renting a condo unit gives you on-site amenities and added security. You’ll typically have access to facilities like a swimming pool, gym, and BBQ areas. Condos also provide a gated, secure environment (often with guards or access cards), which means more privacy and peace of mind.
Ground floor units offer easy access without lift dependency, convenient for moving furniture or groceries, and potential for small gardens or patios. However, they may have less privacy, more noise from foot traffic, and security concerns. High floor units provide better views, more privacy, less noise, and better ventilation, but depend on lift access and may be less convenient for daily errands.