Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
Establish clear common area rules and assign personal storage spaces in each bedroom. Use the third bedroom strategically - as a study, guest room, or helper's quarters. Create a household schedule for shared spaces like bathrooms and kitchen. Consider installing additional hooks and organizers in common areas to prevent clutter.
Having a private attached bathroom is convenient – no sharing with others. You can use it anytime without waiting. However, you’ll be responsible for keeping it clean (there’s no one else using it). Check that the ensuite has good ventilation or a fan, since moisture can build up. Ensure the drainage slope, water pressure and hot water in the shower are good when you inspect. Overall, an ensuite adds comfort and privacy, but comes with the task of sole upkeep.
Most 4-bedroom units have one master bedroom with ensuite, and three smaller bedrooms sharing 1-2 additional bathrooms. Some premium units offer two master suites. Common areas typically include larger living/dining spaces and bigger kitchens to accommodate family needs. Check if bedrooms are clustered together or spread throughout the unit for privacy considerations.
3-bedroom units offer excellent flexibility for families. Start with a master bedroom, nursery, and guest room/study. As children grow, convert the study to a second child's room. The extra space allows for toy storage, play areas, and separate study zones. Consider child-proofing requirements and proximity to good schools when choosing location.
Look for units where bedrooms are well-separated, preferably not all clustered together. Check sound insulation between rooms, whether there are multiple bathroom facilities, and if common areas allow for both social interaction and private space. Consider the unit's layout for natural privacy zones.
Living alone can be isolating, so actively build social connections through neighborhood activities, building events, co-working spaces, or hobby groups. Consider inviting colleagues or friends over regularly, join community centers or sports clubs nearby, and maintain regular contact with family and friends. Balance the privacy benefits of solo living with intentional social engagement.
HDB flats typically offer more space and functional layouts for the price. You’ll likely appreciate everyday conveniences nearby. Focus on block condition, lift reliability, and airflow. If you value community feel and straightforward living, HDB can be a comfortable fit.