Aside from rent, you cover all ongoing costs. Budget for utilities (electricity, water, gas if any) and internet each month. If the unit has air-con, plan for regular servicing. You’re also responsible for minor maintenance like replacing light bulbs or filters. Basically, all household bills and upkeep fall to you.
HDB flats are government-built public housing with practical layouts and affordable rent, but fewer amenities. Condominiums are private developments with facilities like pools and gyms, but higher rent and management fees. Landed houses offer the most space and privacy with gardens, but are the most expensive and may be further from public transport. Each serves different lifestyle needs and budgets.
Calculate total monthly costs including rent, utilities, maintenance fees, and transport costs, then divide by usable square footage. Factor in efficiency of space usage - a well-designed 1-bedroom may offer better value than a poorly laid out larger unit. Consider included amenities, storage space, and whether the layout maximizes livable area versus wasted corridor or awkward spaces.
Common rooms may cost up to 40% less than master rooms in the same property. The savings come from smaller size and shared bathroom access. However, factor in potential inconvenience costs like needing backup toiletries or adjusting your schedule around bathroom availability. For budget-conscious renters, the savings often justify the trade-offs.
Establish clear common area rules and assign personal storage spaces in each bedroom. Use the third bedroom strategically - as a study, guest room, or helper's quarters. Create a household schedule for shared spaces like bathrooms and kitchen. Consider installing additional hooks and organizers in common areas to prevent clutter.
Request to see the landlord's NRIC and property ownership documents or tenancy agreement if they're a main tenant. Check property records through official channels if needed. Be wary of landlords who refuse to meet in person, demand cash-only payments, or pressure for immediate decisions. Legitimate landlords will provide proper documentation and allow reasonable verification time.
For kids, safety is key. Look for window grilles or child locks if you’re in a high-rise. If there’s a balcony, ensure it’s safe (you might add netting or grilles). Choose rounded furniture edges and secure bookshelves. A simple toy storage system keeps clutter controlled and reduces tripping hazards during busy mornings.
Use multi-functional furniture like storage beds, extendable dining tables, and wall-mounted desks. Create defined zones with room dividers or furniture placement. Utilize vertical storage, under-stair spaces, and consider whether the living area can double as a workspace or guest room when needed.