Landlords typically have property insurance, but this doesn't cover your personal belongings. Consider renter's insurance for your possessions and personal liability. Some policies cover temporary accommodation if the unit becomes uninhabitable. Check if your landlord requires you to have insurance and understand what's covered under their policy versus what you need to protect yourself.
HDB estates often have nearby markets, food courts, clinics, schools, and community centers. Many have playgrounds, fitness corners, and resident committee activities. Check proximity to essential services, public transport, and whether the estate has active community programs that might interest you.
Decide early on how to keep the place clean. Many housemates create a rotating chore schedule so each person takes turns cleaning common areas (like kitchen, bathroom) each week. Alternatively, some households chip in to hire a part-time cleaner for a couple of hours weekly or bi-weekly. The key is to ensure everyone is on board with the plan. Also, basic etiquette helps – everyone should clean up after themselves (wash your dishes, don’t leave personal stuff all over common spaces) so the home stays tidy day-to-day.
Large units require more planning for furniture placement, multiple trips, and potentially professional movers. Book moving services early, plan room assignments in advance, and coordinate utility connections. Consider hiring cleaning services and factor in longer setup time to make the large space feel like home.
Ask about air-con use and costs. Many HDB owners let you run it at night but expect you to share the electricity bill or servicing costs. Check that the air-con unit is working well. If it's older, it might be noisier or less efficient.
Condos often run entirely on electricity (no city gas), so heavy air-con or hot water use can push up the power bill. Expect to split utilities—electricity, water, internet—with housemates. Clarify your share and which bills are included in your rent to avoid surprises.
Request written consent before drilling or painting. Confirm patching and color reinstatement at move out. Keep invoices for any professional work. Small changes can improve livability, but agreeing responsibilities now prevents friction when returning the unit later.
Save the signed agreement, inventory, payment receipts, and all maintenance chats. Store dated photos of existing defects and meter readings. Keeping a single folder prevents disputes and speeds up deposit discussions at the end.
