If you’ve only rented HDB or condo apartments, a landed house can feel like the next step up: more floor area, a porch for bicycles (or a car), maybe a little yard. The lived reality is different. You’ll get privacy and control, but you’ll also inherit responsibilities usually handled by an MCST or your condo’s managing agent. Before you sign a tenancy agreement (TA), here’s what to expect, how it differs from apartment living, and where renters often get surprised.
Key differences at a glance
| Topic | Landed house (terrace / semi-D / bungalow) | Apartment (HDB / condo) |
|---|---|---|
| Minimum stay & occupancy | Private homes must meet the 3-month minimum. Standard cap is 6 unrelated occupants, with a temporary relaxation to 8 for larger units registered with URA until 31 Dec 2026. 1 2 | Same URA minimum stay and cap apply to private condos. HDB subletting has its own rules. |
| Who sets the rules | No MCST. House rules are just your TA and national laws. More freedom, fewer guardrails. | MCST by-laws govern pets, renovations, deliveries, and use of common areas; expect posted hours and approvals. 3 4 |
| Maintenance | Tenant and landlord must agree who handles gardens, gutters, roof leaks, pest control, external paint, and drain chokage. Pro-tip: list service intervals and response times in the TA. | Interior issues still apply, but common property (lifts, corridors, façade) is MCST territory and funded via maintenance fees (paid by the owner). 3 |
| Rubbish / utilities | Landed homes pay higher public waste collection fees than apartments. Budget for it. 5 | Included in monthly service charges (condo) or lower NEA rate (HDB/condo). 5 |
| Security | Usually no guards or access gates. Consider door/window locks, motion lights, cameras (if permitted), and insurance riders. | Condos have guards, access control, and CCTV in common areas. |
| Parking | Your own porch helps, but street parking follows LTA rules; don’t assume you can line both sides of a narrow lane. | Season parking (HDB) or allocated lots/visitor rules (condo). |
| Noise & works | Fewer MCST restrictions, but neighborhood etiquette still matters; nearby private renovations can be noisy and lengthy. | Strict renovation windows and by-laws reduce disruption. |
| Pests & weather | Higher chance of termites, rodents, and drain flies; roof and gutter issues after storms. Schedule regular inspections and budget for treatments. | Less exposure; building envelope and MCST maintenance mitigate some risks. |
What’s genuinely better in a landed house
- Control over your space. You can place outdoor gear, a scooter, or bikes on your porch. You can accept bulky deliveries without booking a lift. No MCST red tape for small changes like installing a smart lock or outdoor lights (still observe safety laws).
- Noise isolation and privacy. Fewer shared walls and corridors. Housemates and guests don’t spill into common areas.
- Pet friendliness. Without MCST pet by-laws, you only answer to your landlord and general laws. Get the permission written into your TA with clarity on damages and cleaning.
Where apartment dwellers get caught off guard
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The bills you didn’t pay before. Landed homes incur higher refuse collection fees than apartments. It’s not huge monthly, but over a year it’s noticeable. Check which bills the landlord covers and which fall to you. 5
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The “hidden” upkeep. Gutters clog, external drains silt up, fences sag, and paint peels in strong sun. A small roof leak can become a ceiling stain. Agree in writing:
- routine garden trimming (who, how often),
- gutters and external drains (cleaning intervals),
- pest control schedule (termites and rodents),
- response times for weather-related defects.
Many landed residents say pests are common and termites require prompt professional treatment.
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Parking and curb etiquette. Your porch is yours, but the street is not. Avoid blocking others, keep clear of gates and hydrants, and don’t assume “everyone does it” equals legal.
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Layout alterations and “partitions.” If you see odd room partitions or multiple pantries suggesting a de-facto boarding house, be careful. Unauthorised partitions have been cited as fire-risk issues in enforcement and news reports. 6
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Occupancy limits and short lets. Short-term accommodation under 3 months is not allowed in private homes. The default occupancy cap is 6 unrelated persons, with a temporary path to 8 for larger registered units until 31 Dec 2026. Ensure your household size is compliant and stated in the TA. 1 2
How to screen a landed rental (quick checklist)
- Walk the perimeter after rain. Look for ponding, soft ground, or overflowing downpipes. Ask when gutters and external drains were last cleaned.
- Tap skirting and inspect wood. Check for hollow sounds or frass (termite dust). Ask if there’s a current pest contract and when the last treatment was done.
- Open every window and door. Test locks, grills, and weatherstripping. Inspect signs of water ingress at ceilings and corners.
- Check electrical load. Older houses may have limited circuits. Run air-con plus kettle or microwave to test for tripping (with permission).
- Ask about refuse and landscaping. Confirm who pays the NEA refuse fee, who trims hedges/trees, and how often. 5
- Clarify parking. Confirm car-porch size and whether street parking is practical on your lane.
- Read your TA like a hawk. Spell out landlord vs tenant duties for roof, external walls, fences, garden, pests, and drains. Include timeframes to fix essential services (water, power, air-con leaks).
Sample TA clauses to negotiate
- Pest control: “Landlord to engage licensed pest control for annual termite inspection and any active infestation within 7 days of notice; tenant to promptly report sightings.”
- Gutters and drains: “Landlord to maintain roof gutters and external drains twice yearly; tenant to keep grates free of debris.”
- Garden maintenance: Specify whether a gardener is included, frequency, and scope (grass, hedges, weeding).
- Emergency repairs: Define response times for roof leaks, electrical faults, and burst pipes, and a reimbursement path if you must call emergency services.
When to stick with an apartment
If you value predictable noise rules, on-site security, lift bookings for moves, and not having to think about gutters, an apartment remains the lower-maintenance choice. MCST frameworks exist to reduce friction for day-to-day living and renovations. 3 4
References
Footnotes
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Urban Redevelopment Authority (URA). Renting Property — Minimum Stay Duration and rules for private residential. https://www.ura.gov.sg/Corporate/Property/Residential/Renting-Property ↩ ↩2
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URA. Temporary relaxation for larger properties (up to 8 occupants until 31 Dec 2026 with registration). https://www.ura.gov.sg/Corporate/Property/Residential/Renting-Property/Tmp-relaxation ↩ ↩2
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Building and Construction Authority (BCA). Strata Management Guides — By-laws (SMG10). https://www1.bca.gov.sg/docs/default-source/docs-corp-regulatory/building-maintenance-and-strata-management/smg10-by-laws.pdf ↩ ↩2 ↩3
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TODAY (Big Read Short). BMSMA governs management and by-laws in strata-titled properties. https://www.todayonline.com/big-read/big-read-short-condo-laws-2481371 ↩ ↩2
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National Environment Agency (NEA). Public Waste Collection fees — apartments vs landed (from 1 July 2024). https://www.nea.gov.sg/our-services/waste-management/waste-collection-systems ↩ ↩2 ↩3 ↩4
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The Straits Times. Fire safety breaches, unauthorised partitions highlighted by SCDF (Apr 2025). https://www.straitstimes.com/singapore/river-valley-shophouse-fire-only-first-floor-approved-for-use-as-kids-enrichment-centre-says-ura ↩